Notifi and Wisetack bring consumer financing to the estimate

Notifi today announced a partnership with Wisetack, the consumer financing provider built for home services. Financing now presents inside Notifi estimates, alongside the total, so homeowners can weigh a large repair or replacement as a monthly payment at the moment they are deciding.

Large-ticket work stalls for a predictable reason. A homeowner agrees the system needs replacing, hears the number, and asks for time to think. The estimate goes cold, and the job often goes to whoever showed the same work as a figure the household could carry.

Financing has long been the answer to that, but it usually lived in a separate portal that nobody opened at the kitchen table. Putting it on the estimate changes the question from a number the homeowner cannot absorb this month to one they can weigh against what the failing system is already costing them.

For illustrative purposes only. *All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $5,500 purchase could cost $253.54 per month for 24 months, based on a 9.9% APR, or $1,833.33 per month for 3 months, based on a 0% APR. Offers range from 0 to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs. Terms range from 3 - 120 months and may vary based on merchant, lending partner, or transaction size. State interest rate caps may apply. No prepaid finance charges or participation fees. See additional terms at wisetack.com/faqs.

What contractors get

• A monthly figure presented next to the estimate total, in the same document the technician is already reviewing with the homeowner.
• Prequalification that does not affect the homeowner credit score, so asking costs them nothing.
• A decision in the visit, from the homeowner own phone, rather than a follow-up call that often never happens.
• Funds settled to the contractor bank account by Wisetack.
• One record throughout. The financed estimate becomes the job and then the invoice, with nothing re-keyed and nothing reconciled by hand.

Availability

Financing is available to Notifi customers in the United States who enroll as a Wisetack merchant. Consumer financing is offered by Wisetack and is subject to its approval, terms and merchant pricing. Notifi customers can enable it from the integrations settings once their Wisetack account is approved.

How financing works inside Notifi →