Financing that closes the big ticket
Notifi puts financing through Wisetack on the estimate, so a nine thousand dollar replacement is also a monthly number the customer can say yes to.
Consumer financing is offered by Wisetack. Notifi is where it shows up: on the estimate your tech is already presenting, against the job it is paying for.
For illustrative purposes only.
The quote was never the problem
A customer hears nine thousand four hundred dollars and goes quiet. Not because they disagree about the system. Because they cannot absorb it this month, and the polite way to say that is "let me think about it".
That estimate is not lost yet, but it is on a clock. The tech packs up, the quote goes cold, and the job goes to whoever showed the same work as a number the customer could actually carry.
Financing on the estimate changes the question being asked. Instead of nine thousand four hundred dollars today, it is a monthly figure they can weigh against what the old system costs them in repairs and power. Same job, same margin to you, a decision they can make while you are standing there.
Iris books the call, your tech presents the work, and the financing question gets answered in the same visit instead of a follow-up nobody makes.
Financing, in detail
Financing, answered
How does financing show up for the customer?
On the estimate. Alongside the total, the customer sees the same job expressed as a monthly payment and a link to prequalify from their own phone.
Does checking an offer hurt their credit?
No. Prequalifying with Wisetack does not affect the customer credit score, which is the reason it works at the kitchen table. A full application happens only once they choose to go ahead.
When do we get paid?
Wisetack pays the merchant directly once the job conditions are met, so the money lands in your account rather than sitting between you and the customer.
What does it cost us?
The merchant fee is 3.9% per transaction. If you opt into the 0% APR add-on, the fee is higher when a customer chooses one of those plans. Wisetack confirms your pricing during merchant enrollment.
Do we need our own Wisetack account?
Yes. Financing is offered by Wisetack, not by Notifi, so your company enrolls as a merchant with them. Once you are approved, you connect the account in Notifi and financing appears on estimates.
What size jobs is this for?
It earns its keep on replacement and large repair work, the tickets big enough that a customer stalls on the total. Small service calls rarely need it.
Does this replace taking a card?
No. Card, tap and stored member cards through Notifi Payments all still work. Financing is one more way for the customer to say yes to a job they would otherwise defer.
See it on your own estimate
Bring a real replacement quote to the demo and we will show you exactly how it presents to the customer.
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $5,500 purchase could cost $253.54 per month for 24 months, based on a 9.9% APR, or $1,833.33 per month for 3 months, based on a 0% APR. Offers range from 0 to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs. Terms range from 3 - 120 months and may vary based on merchant, lending partner, or transaction size. State interest rate caps may apply. No prepaid finance charges or participation fees. See additional terms at wisetack.com/faqs.